debtfreeme

..Friday the 13th doesn't bother me but the 14th drives me up the wall..

kmmoffitt@yahoo.com (debtfreeme) — Sat, 14 Nov 2009 00:09:16 PST

Spending log Friday Nov 13: Dinner at Chicago Fire with K and J $26.00

One more day closer to mom's surgery and I am trying to get a grip on my emotions. I am the only one who is going to be at the hospital in case she has to get transferred to the other hospital if an emergency...

Requesting some good thoughts please

kmmoffitt@yahoo.com (debtfreeme) — Thu, 12 Nov 2009 23:11:48 PST

Spending log: Thursday zero. Went home for lunch today as I live about a mile away now. Nice to do that occassionally and not worry about work. I am moved into the new place and love it. I will write more about that later.

The thing that is really hardright now is that my mom is...

Today update to worried to write more

kmmoffitt@yahoo.com (debtfreeme) — Wed, 11 Nov 2009 23:23:39 PST

Spending Log
Tuesday 14 at food source
Wednesday 21lunch with mom at applebees free meal event for veterans day for her

...I'm moving on, I'm movin on, I'm moving on...

kmmoffitt@yahoo.com (debtfreeme) — Wed, 28 Oct 2009 22:17:29 PST

I got the apartment and signed the lease yesterday. I set up my utilities yesterday too. I decided to get a phone line for now but will re-evaluate after christmas and see if my cell phone is working ok.

I did get cable but got a pretty good deal for a year and lots of extra channels....

...where the road goes is someplace far and unknown...

kmmoffitt@yahoo.com (debtfreeme) — Wed, 28 Oct 2009 10:38:19 PST

I wanted to add something about emergency preparedness (EP) to one of my previous blogs but since I did not write it down it was missed.

I often wonder, when people have to evacuate an area, do they know where they should go and how much gas it would take to get there? I know that...

"I called the phone company singinâ��: Hey baby, put a phone in for meâ��

kmmoffitt@yahoo.com (debtfreeme) — Mon, 26 Oct 2009 11:40:12 PST

Good news: the apartment people called and I get the apartment! Yeah! But I canâ��t move into the other one as that one was rented the day before I got there. Darn! The next solution to find:

How do you choose which telephone/cable/internet packages to go with???

I have to pay...

...ease on down, ease on down the road...

kmmoffitt@yahoo.com (debtfreeme) — Fri, 23 Oct 2009 11:22:30 PST

So I found an apartment to rent. It looked nice online and the community looked good. I wandered through the complex yesterday and spoke to a couple who live there and they like it a lot. Very safe and quiet and people seem respectful.

So I went and looked at the 2 one bedrooms...

...Let's go to the movies....Lets go see the stahahrs.....

kmmoffitt@yahoo.com (debtfreeme) — Thu, 22 Oct 2009 15:14:45 PST

I am taking a class at a local college that allows me to put my student loans into deferment. I make payments but do not accrue any interest. My goal is to have accrued less than $4,000 in interest over the life of the loan when I finally pay it all off.

The course is actually...

...just kicking along, singing my song...

kmmoffitt@yahoo.com (debtfreeme) — Wed, 21 Oct 2009 15:46:47 PST

Soâ�¦.I made an additional deposit of $420 to the house down payment account. I should be able to put another $75 on Monday.

Work is going OK although I am a bit bored at present. I was able to order a new chair and being the state we have to order from a specific company. $760...

...completing my five items...

kmmoffitt@yahoo.com (debtfreeme) — Mon, 19 Oct 2009 09:06:58 PST

Of the things I wanted to accomplish Sunday:

1 Met A for coffee and we talked for three hours. I have not seen her for a month so it was so good to hear about her trip to Portland and rehash the FSOT exam I took several weeks ago.

I reset the closet item and reconfigured furniture...

...my sunday five...ok actually six...

kmmoffitt@yahoo.com (debtfreeme) — Sat, 17 Oct 2009 21:43:49 PST

Tomorrow I will:

1. Meet A for coffee.
2. reset closet thingy with basket usually blocking the attic.
3. wash laundry, dry, fold an dput away.
4. look at 2 houses
5. balance check book for the rest of the month.
6. get mail and fill up gas tank.

Today was a quiet day. I...

...what to do with the living situation...

kmmoffitt@yahoo.com (debtfreeme) — Thu, 15 Oct 2009 11:05:29 PST

I made it home last night after being gone house sitting since August 1 (except for a week in there some place when I was at the house). It has proven to me that I really do not want to live where I live and with the housemates I live with.

For the past two months no stress, no...

Update 10/14/2009

kmmoffitt@yahoo.com (debtfreeme) — Wed, 14 Oct 2009 14:02:17 PST

I updated my ticker to show an additional $900 to my down payment account. I should have another $500 or so to add. I was hoping to add in closer to $800 on the second deposit this month but the weight I have gained in the past year has really started to show in my clothes and while...

long time no write....

kmmoffitt@yahoo.com (debtfreeme) — Fri, 25 Sep 2009 13:31:51 PST

I have been really quiet posting because I really have not had much to say.

I have made offers on three houses/condos and have always been outbid by only a couple thousand dollars. It is interesting that then they come back and have problems with the financing. I have resubmitted...

thoughts for today

kmmoffitt@yahoo.com (debtfreeme) — Fri, 10 Jul 2009 19:04:05 PST

The past few months have been pretty stressful. The state has slowly taken away 15% of my salary with another 5-10% expected.

I am frustrated that I have worked long and hard to get where I am and we have a state leader who insists on trying to balance the budget on the backs of...

Sharing thoughts, house offer update, still looking or not?

kmmoffitt@yahoo.com (debtfreeme) — Sat, 16 May 2009 11:27:34 PST

I started this entry as a reaction to the story link Baselle posted in her blog. It is based partly upon that story but also on my fears, the current economic situation and the state of the economy for the state of California.

My big fear is if I buy a house I will lose my job...

I made an offer on a house!

kmmoffitt@yahoo.com (debtfreeme) — Tue, 05 May 2009 21:10:52 PST

It is a short sale so it is up to the owner and the bank but I hope it works out!

It is a three bedroom two bath about 1337 square feet and the back yard is nice, not to large but has room on the right side of about 15 feet from the house to the fence line and the left side has...

i....found.....it.....

kmmoffitt@yahoo.com (debtfreeme) — Fri, 20 Mar 2009 21:59:39 PST

I found my house. I have found the one I want to buy. I saw it last week and liked it and saw it again today and like it even more. It is exactly what I want. It has 1537 square feet and a perfect size back yard, a side yards. It is part of a master planned community and has a beautiful...

looked at houses all afternoon!! Now what...

kmmoffitt@yahoo.com (debtfreeme) — Fri, 13 Mar 2009 23:35:08 PST

This has been an interesting week for me. I spent all of this afternoon looking at 10 houses ranging from 170 (short sale) to 215. I have three favorites. The first one is 215k (asking price) and it is exactly the floor plan I want BUT it has Mello Roos fees of 180 PLUS an HOA fee...

weekend update

kmmoffitt@yahoo.com (debtfreeme) — Sun, 01 Mar 2009 00:06:56 PST

It was a quiet day today. I slept late because i went to bed late last night. Am fighting a bit of a cold, coughing a lot is my only symptom. I just wnated to be quiet and get rest.

I did do three quizzes for my online real estate class this morning, watched a little TV, read for...