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...Darlin I think your car is totaled...

April 13th, 2011 at 02:42 am

That was what I heard late this morning.

So today started as any other Tuesday. I went to my standing Tuesday project meeting, picked up my mail and headed home for lunch. I planned to eat lunch and then go into the office. A pretty standard Tuesday for me.

So…I am driving on Highway XY east bound toward my office when all of a sudden I see three cars swerve from the left lane and then the next car hits something in the road. It sends it careening into my lane and I drove over it. “It” was a bike, a special bike for creating energy for a special presentation for earth day at a local college. It had fallen off an SUV which was taking it to the college.

I pulled to the side and ran to check on the driver of the SUV. He was shaken up, and in shock about it and feeling guilty at the damage (four cars) that was sustained. But I told him accidents happen and that’s what insurance is for, right? One of the other drivers went off on him, like he did it on purpose? He dropped a $5k bike in the road for fun and giggles?

My car is now sitting at the repair shop. I have a rental (bright red!) and I will hear the final estimate Friday morning. My repair guy said that it will probably be listed as totaled by the insurance if it is over a certain dollar amount. My tires and rims are shredded, the undercarriage is really torn up, there is damage to the bumper, the side of the car on the driver’s side, the tow thingy is gone (had to use a flat bed truck to tow it), and there could be more damage that I just can’t see or that her does not know about yet. But no leaking that he could see and it starts which is surprising.

Please say a prayer that the car is not totaled. I cannot afford a car payment right now!

I am ok. A little sore as I braced myself with my arms as I hit and ran over the bike. My back is tensing up a bit and I did not go to class but I will tomorrow. I can’t move very comfortably but I know I am not injured, just tense muscles. I will soak in the tub later and right now I have a heating pad on the sore spots.

I hope everyone else’s day is going better!

9 Responses to “...Darlin I think your car is totaled...”

  1. FrugalTexan75 Says:
    1302666468

    Wow! I am glad you are okay! I hope you get good news about the car.

  2. miclason Says:
    1302671548

    Sooooo glad to hear you are fine. Sorry about the car, though, I hope you get good news about it soon.

  3. creditcardfree Says:
    1302695526

    Take care!!

  4. laura Says:
    1302698629


    When we our car was totalled due to a fire, our insurance reimbursed us full Blue Book value less deductible, it was enough for a decent replacement. What sort of insurance do you have?

  5. CB in the City Says:
    1302699087

    Just so glad no one was hurt!

  6. Joan.of.the.Arch Says:
    1302704645

    Oh, dear. That's awful. I am concerned about your body more than your car. Even no-impact, sudden slow downs can result in soft tissue injuries that take many months to heal.

  7. MonkeyMama Says:
    1302717480

    Just remember you don't have to buy a newer car. Insurance should help you buy something similar to the car that was totaled.

    I am glad YOU weren't hurt. Hopefully not anyway - hope you aren't feeling too sore.

    Sounds very scary!

  8. rachel021406 Says:
    1302806605

    Oh no. Well I am glad that you are "ok". And I am hoping for a non totaled car!

  9. Jerry Says:
    1304114972

    The main thing, of course, is that everyone is OK... and you are right, that is what insurance is for. And the above poster was correct, even if the car IS totalled, you don't have to spring for a new one necessarily! It can also lead to a very reliable used car. I hope that you are feeling better soon!
    Jerry

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