Pay Day is tomorrow. I can't wait because I am going to pay off the National credit card. I am hoping they give me another 0% interest rate so that I can transfer my last one balance that has a higher interest rate and pay it off quickly. It is not that much and it is already added to the pay off plan I have to be debt free by January 2009!!. I am just so excited to pay off that card tomorrow. I am also going to be able to pay off another card by January. I am so excited!!