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December Budget and plans for 2010

December 5th, 2009 at 06:19 am

Spending log:
12/2 nothing
12/3 nothing
12/4 nothing furlough Friday. I stayed home in my apartment, watched some TV and some recorded items, laundry, cleaning, and putting away another box of the 10 or so I still have. I need some under the bed storage bins that I will pick up tomorrow when I return the wrong mattress at Ikea.

December Budget:
Rent 703
Spending/Fun 185
November Estimated electricity 75
November Natural gas 21.33 (less than I expected by about half!)
November Cable/internet 132.92
November Water/sewer/garbage estimate 40
Cell phones 125
IRA 50
Rental unit 10
Groceries 200
Donation to Care 15
Auto gas 125
Auto insurance savings 125
Auto repairs savings 100
Dentist bill 30 (1 of 2)
Netflix 15.21
Audible.com 14.95
Contacts savings 40
Chase 135
FIA 117
Amex 375
National 205
Car 150
Savings 1: 50
Savings 2: 50
Christmas 325

I have figured out what my grocery/fun/gas bills are for the weeks 1-7, 8-14, 15-21, 22-28 and 29-31 and enveloped them. The full weeks equal $115.16 for the grocery/fun/gas spending and the extra three days is 49.35 for the grocery/fun/gas expenses. (Daily money is groceries $5.96, fun $6.45, gas $4.03.)

I have yet to spend any money this month from my grocery/fun/gas budget. I will need to get gas tomorrow and might do some grocery shopping from the list of items I need for this next week and the meal planning I have done.

I am buying a treadmill from a colleague. She used it when she was recovering from knee surgery and has only put about 150 miles on it because as a runner she hated walking/running inside. It is in great condition and she said $150 and her husband will deliver it. It will have to go in my dining room area but I am excited about the possibility.

I have worked out my budget for 2010. If I stay on course with paying off debt instead of saving for a house I will have all but $2500 or so left and this is with the furlough days was have and the lost 15%. If the furloughs end in July 2010 and my raise takes effect that same month I could be completely credit card free by the end of November 2010. That is a nice feeling.

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